SqtipsBD (“SqtipsBD”, “we”, “us”, or “our”) provides a website (“Website”) and related services (collectively, the “Services”) to you (“you” or “your”). These Terms of Use (“Terms”) govern your access to and use of the Services.

By accessing or using the Services, you agree to be bound by these Terms.

1. Use of the Services

You may access and use the Services for your personal, non-commercial purposes only.
You may not use the Services for any illegal or unauthorized purpose.
You agree to comply with all applicable laws and regulations.
2. User Content

You may submit comments, suggestions, or other content (“User Content”) to the Services.
You retain all ownership rights to your User Content.
By submitting User Content, you grant SqtipsBD a non-exclusive, worldwide, royalty-free license to use, reproduce, modify, publish, and distribute your User Content in connection with the Services.
You warrant that your User Content does not violate any third-party rights.
3. Intellectual Property

The Services and all content on the Services (including text, graphics, logos, images, and software) are the property of SqtipsBD or its licensors and are protected by copyright, trademark, and other intellectual property laws.
You may not modify, publish, distribute, create derivative works of, or commercially exploit any content on the Services.
4. Disclaimers

The Services are provided “as is” and without warranties of any kind, express or implied.
SqtipsBD disclaims all warranties, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
SqtipsBD does not warrant that the Services will be uninterrupted, error-free, or virus-free.
SqtipsBD does not warrant that the information provided on the Services is accurate, complete, or reliable.
5. Limitations of Liability

SqtipsBD will not be liable for any damages arising out of or related to your use of the Services.
This includes, but is not limited to, direct, indirect, incidental, consequential, punitive, and special damages.
6. Termination

SqtipsBD may terminate your access to the Services at any time, for any reason, or no reason.
You may terminate your access to the Services at any time.
7. Governing Law

These Terms will be governed by and construed in accordance with the laws of Bangladesh.
8. Entire Agreement

These Terms constitute the entire agreement between you and SqtipsBD regarding your use of the Services.
9. Changes to the Terms

SqtipsBD may update these Terms at any time.
We will post any changes on the Website.
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